Seeing the volatile nature of markets, most investors always speculate or are sceptical about the best time to invest. Also, due to lack of proper knowledge the general investor sentiment is to invest when the market is higher and sell when they are lower, which is exactly what needs to be avoided.

Rupee Cost Averaging is an investment technique applied to regular fixed instalments in a mutual fund scheme. It helps an investor to minimise the guessing game since fixed amount of money at regular intervals is invested in the market, irrespective of the nature. This helps in accumulating more units when the market is low and lesser units when it is high and as a result the average cost per unit over the long term remains less.